Interest rates rise: Housing market pivots

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Interest rates rise: Housing market pivots

23/03/2026

02:19

Since the beginning of the year, mortgage lending rates in Việt Nam have shown signs of edging up. Some banks are still offering preferential loan packages in the initial period, after which rates may rise to around 12–15 percent per year. This development has immediately affected the property market, prompting both developers and homebuyers to adjust their plans. Rising interest rates have also reduced speculative buying and land hoarding.

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